Last Updated: 6th May 2025

Enkel Pay (“we”, “us”, or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal information when you visit our website or use our services.

1. Information We Collect
We may collect the following types of personal information:
• Identity Data: name, email, phone number, date of birth
• Business Data: company name, registration number, address
• Technical Data: IP address, browser type, usage logs
• Financial Data (future): payment details, transaction records

2. How We Use Your Data
We process your data to:
• Set up and manage your account
• Comply with legal and regulatory requirements (e.g. KYC/AML)
• Improve our services and detect security threats
• Communicate updates, offers, and support

We do not sell your data to third parties.

3. Cookies and Tracking
We use cookies to analyze traffic and enhance your experience. You can manage cookie preferences through your browser settings.

4. Sharing of Information
We may share your data with:
• Verified partners (e.g. payment processors like Adyen)
• Legal authorities when required
• Internal affiliates within the ITUI ecosystem

All partners are contractually required to safeguard your information.

5. Data Storage and Security
Your data is stored securely using encryption and access control. We follow best practices in cybersecurity and comply with local data protection laws (e.g. NZ Privacy Act, Australian Privacy Principles, GDPR if applicable).

6. Your Rights
Depending on your jurisdiction, you may have the right to:
• Access or correct your data
• Request data deletion
• Withdraw consent
• Lodge complaints with privacy authorities

7. Updates
This policy may be updated as we evolve. Any material changes will be posted on this page with the updated date.

8. Contact Us
For privacy questions, contact:
📧 support@enkelpay.com

📌 Note: This is a placeholder policy indicating our commitment to compliance. Final versions will be reviewed and approved by legal and regulatory advisors prior to launch.