⚡ Instant Transfers — Send or receive funds in seconds.
📅 Bill Automation — Never miss a payment again.
🛡 Verified Identities — Reduce fraud and cloned accounts.
💬 Built-in Messaging — Coordinate payments and contacts securely from end to end.
For Those Who Navigate Life on Their Terms.
Take control of your money, automate your flow, and invest with purpose — all inside a secure, unified dashboard.
Designed for individuals. Verified with ITUI. Trusted everywhere. Enkel Pay gives you the tools, not the rules.
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Life Moves Fast. So Should Your Money.
Whether you’re splitting rent, investing, or running a side hustle — Enkel Pay gives you the tools to move smarter.
Everyday Tools
Future-Ready Features
📈 Invest Beyond the Feed — True ownership. Real tools. Built on ITUI’s decentralized finance layer.
🔒 No Ads, No Tracking — Just a clean experience.
🧱 Modular by Design — Add tools as you grow — not bloat you don’t need.
🔄 Seamless Sync — Connect accounts, entities, contacts, and schedules — all instantly synced across ITUI.
Not Just a Wallet. A System.
Enkel Pay isn’t a standalone app — it’s part of the ITUI ecosystem.
That means every transfer, investment, and bill action links into a secure, unified financial layer.
Send & Receive Money
Instantly transfer funds between verified users. No delays. No fees. Just clean, end-to-end encrypted payments — powered by ITUI identity.
But it’s more than just sending money.
It’s splitting dinner without awkwardness.
It’s paying rent in two taps.
It’s trusting who’s on the other end — no scams, no guessing.
It’s knowing the funds landed before you even ask.
And it’s all inside one ecosystem, where your contacts, messages, and payments live in perfect sync.
Send freely. Receive securely.
Welcome to personal finance that actually feels personal.
Bill Payments
Set, forget, and stay on top. Enkel Pay automates rent, utilities, and subscriptions with smart scheduling — so you never miss a beat.
No more scrambling on the due date.
No more juggling dozens of apps, accounts, or emails.
Just one place to view, manage, and automate every recurring payment in your life — rent, power, Netflix, gym, phone, water, all of it.
Enkel Pay syncs with your calendar, reminds you before charges land, and even splits shared bills across flatmates or family — all while giving you total visibility and control.
Forget forgetting.
Let your money handle your life, not the other way around.
Invest with ITUI
Build, trade, and grow — without middlemen.
Enkel Pay unlocks access to ITUI’s decentralized investment layer — where users don’t just invest, they create. Launch and trade tokenized shares of real or digital assets, all with instant payment and ownership transfers.
✅ True peer-to-peer investing
✅ No platform lock-in
✅ Earn, distribute, and grow — in real time
✅ Backed by verified ITUI identity — no fakes, no frauds
💡 Powered by ITUI. Paid with Enkel.
With ITUI’s identity layer, every action is traceable. Say goodbye to fraud — and hello to trust you can scale.